{"product_id":"v1911tradres2","title":"V. 19:12 (112-121): Traders' Resource: Mutual Funds","description":"Traders Resource: Mutual Funds\u003cbr\u003e\u003cbr\u003eWhen investing with mutual funds,\nthe issue is cost of all kinds. Sales\ncharges, turnover costs (trading\ncosts), tax costs, management fees,\nmarketing costs, and cash-holding\ncosts all eat into your returns; then\nthe compounding effect magnifies\nyour losses. Its critical to consider\nall of these costs when approaching\nmutual fund investing and do\nthe appropriate research to make\nsure you are making the most of your investment. A family of\nlow-cost, no-load funds that allows costless switching between\nfunds can be very beneficial in the long run.\u003cbr\u003e\u003cbr\u003eAfter youve minimized costs, you can look at returns. The\nbenchmarks for returns are usually index funds that mirror\none of the market indices, such as the S\u0026amp;P 500. Its a\nchallenge for actively managed funds to beat the returns of\nthe benchmarks, especially when you take into account the\ncosts of active management, so consider these index funds in\nyour research.\u003cbr\u003e\u003cbr\u003eFinally, consider balancing your portfolio between bonds\nor money market funds and equity funds. A mix of bond funds\nand equity funds is best for all but the youngest investor. This\nportfolio diversification will help limit your risk while still\nallowing for respectable returns.\u003cbr\u003e\u003cbr\u003eThis listing provides a sampling of the types of mutual\nfunds available and some of the costs associated with them.\nSome funds are listed with multiple versions (for example,\nAIM Advisor Flex A, AIM Advisor Flex B, AIM Advisor Flex\nC). These funds invest in the same issues but have different\nfee structures.","brand":"store-traders-com","offers":[{"title":"Default Title","offer_id":52134091522417,"sku":"\\V19\\C12\\154RES.PDF","price":4.95,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0900\/3843\/6209\/files\/unnamed_6a633e42-eaef-4483-8a67-b04097aa8e74.jpg?v=1739665893","url":"https:\/\/shop.traders.com\/products\/v1911tradres2","provider":"Stocks \u0026 Commodities","version":"1.0","type":"link"}